Pet insurance for cats and dogs (and kittens and puppies)
Over 51,000 pet lovers have chosen Southern Cross Pet Insurance to protect themselves against unexpected vet treatment costs.

Award winning pet insurance
We’re proud to be one of New Zealand’s most trusted brands for pet insurance.

When your pet gets sick or hurt, you want to:
Focus on them… not the cost of care
Choose our easy to understand, easy to use and affordable pet insurance plans to protect you from unexpected vet bills when your cat or dog gets sick or accidentally injured.
Get a quoteChoose the cover that's right for you
Picking a plan is easy, with two types of plan and plenty of options.
This is a summary of our PetCare and Accipet plans to help you understand the differences between them. For more information click ‘Compare Plans’ or see the applicable policy document.
See more plan detail and compare hereWe’ve paid over $30 million in claims in the last 12 months.*
You can claim for vet treatment provided anywhere in New Zealand – at your regular vet, specialist vet, and urgent or emergency care clinic. *Claims paid between 1 January 2024 – 31 December 2024
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Why New Zealanders love Southern Cross Pet Insurance
It’s easy to claim
We’ve made it simple to claim online in just a few minutes – you can claim from wherever you are, even from the car park at the vet.
Fast reimbursement
We aim to pay claims fast – over the last 12 months* we’ve reimbursed claims within an average of 3 working days. *from 1 November 2023 to 31 October 2024.
We’re part of the Southern Cross family
For more than 50 years, Southern Cross Medical Care Society has been looking after the health of New Zealand families. We’re a brand you can trust.