Want to spoil your fur baby?
Sign up between 14 May and 30 June 2025 and be in to win 1 of 30 $500 pet store vouchers*
Sign up now
*Terms, conditions & exclusions apply. Offer ends 30 June 2025.
For full information click here.
Crowning NZ's best dogs, cats, and vets.
Your chance to vote!
Vote now
Sign up to
FreeCover
Is your puppy or kitten between 6 & 26 weeks? Sign them up to our 6 weeks free insurance to get them covered*.
Sign up now
*Subject to the policy terms conditions and exclusions, including $100 excess per health condition.
Protect the Pet Life
Find the perfect cover for you and your pet with simple plans and optional extras
Sign up now
Protect the Pet Life
Protect the Pet Life by making sure your fur-baby is safe by knowing which human foods are Paws Off!
Find out more
Pet insurance for cats and dogs (and kittens and puppies)
Over 51,000 pet lovers have chosen Southern Cross Pet Insurance to protect themselves against unexpected vet treatment costs.
Annual benefit limit options up to $15,000
Affordable cover options for your kitten, puppy, cat or dog
Award winning pet insurance
We’re proud to be one of New Zealand’s most trusted brands for pet insurance.
When your pet gets sick or hurt, you want to:
Focus on them… not the cost of care
Choose our easy to understand, easy to use and affordable pet insurance plans to protect you from unexpected vet bills when your cat or dog gets sick or accidentally injured.
Get a quote
Choose the cover that's right for you
Picking a plan is easy, with two types of plan and plenty of options.
Accidental injury and illness cover
PetCare covers the costs of treatment of
unexpected illness and accidental injuries.
Illness
Accidental injury
Inherited conditions
4 annual benefit limits up to $15,000
Consult care extra (optional extra)
Day-to-day care extra (optional extra)
Dental care extra (optional extra)
Get a PetCare quote
Accidental injury only cover
AcciPet covers the costs of treatment of
accidental injuries only.
Accidental injury
Illness
Inherited conditions
Annual benefit limit $5,000
Consult care extra (optional extra)
Day-to-day care extra (optional extra)
Dental care extra (optional extra)
Get an AcciPet quote
This is a summary of our PetCare and Accipet plans to help you understand the differences between them. For more information click ‘Compare Plans’ or see the applicable policy document.
See more plan detail and compare here
Puppies and kittens between 6 and 26 weeks can enjoy 6 weeks FreeCover
Find out more
We’ve paid over $30 million in claims in the last 12 months.*
You can claim for vet treatment provided anywhere in New Zealand – at your regular vet, specialist vet, and urgent or emergency care clinic.
*Claims paid between 1 January 2024 – 31 December 2024
Get a quote
Why New Zealanders love Southern Cross Pet Insurance
It’s easy to claim
We’ve made it simple to claim online in just a few minutes – you can claim from wherever you are, even from the car park at the vet.
Fast reimbursement
We aim to pay claims fast – over the last 12 months* we’ve reimbursed claims within an average of 3 working days.
*from 1 November 2023 to 31 October 2024.
We’re part of the Southern Cross family
For more than 50 years, Southern Cross Medical Care Society has been looking after the health of New Zealand families. We’re a brand you can trust.
