cat
Get a quick quote
Our accident-only plans start from less than $1 per day*      Tell me more
Get him comprehensive cover from only $0.56 a day*      Tell me more
6 weeks free cover for puppies and kittens* Claim up to $1,500      Tell me more

Why we’re number 1 with Kiwis and pets

At Southern Cross Pet Insurance, we have New Zealand’s most satisfied customers* and – not to scratch behind our own ears – we’re awfully proud of that. We’re also chuffed to be a trusted partner of the New Zealand Veterinary Association and proud supporter of the SPCA.

We love looking after New Zealanders’ pets. And here’s why Kiwis and their pets love us back:

We look after the whole family
Simple plans for all budgets
Coverage for inherited conditions
Discounts for multiple pets
Add extra cover like dental
Get a quote and apply!
*Canstar Blue Most Satisfied Customers Award – Pet Insurance, 2018
dog
In 2018 we paid out over $7.8 million in claims
In 2018, claims were paid on average within 9 working days of being received.

How much does a trip to the vet cost?

Pets don’t have purses or pockets, so a surprise trip to the vet will be coming out of yours. Here’s what it could cost, based on claims we’ve paid:

Zoom developed a skin problem
icon1
Consultations, medication, testing and immunotherapy. So far paid:
$6,000
Archie ate a
piece of string
icon2
Surgery, consultations, medication and diagnostic imaging. So far paid:
$4,000
Max was hit by
a ute
icon3
Consultations, MRI, X-ray and medication. So far paid:
$2,500
Jimmy developed bladder cancer
icon4
Surgery, consultations, medication, tests and imaging. So far paid:
$2,000

Choose the right plan for you

Picking a plan is easy with us, with two types of plans and plenty of options.

PetCare

With this plan, we cover:
  • Accidental injury
  • Illness
  • Inherited conditions*
  • Vaccinations/Check ups – up to $25 every year
  • Choose from 4 levels of cover
  • Day-to-day care
  • Dental care
  • 20% co-payment option

AcciPet

With this plan, we cover:
  • Accidental injury
  • Up to $5,000 in total per year
  • 20% co-payment option
  • There is no cover for illnesses, day-to-day care, or dental care.
This chart has been designed to give you a quick overview of our pet insurance plans. For full policy terms (including definitions, limitations and exclusions) please see the policy documents
Compare our plans

We work closely with Vets and SPCA

Looking after the health of our pets takes many hands and hearts. That’s why we’ve partnered closely with the New Zealand Veterinary Association and SPCA. Together we’re all working hard to help more Kiwi pets live happier, healthier lives.

It’s good to know when you choose Southern Cross Pet Insurance, you’re supporting their amazing work and the wellbeing of all animals in New Zealand.

lucy

Lucy’s story

The fish might have got away, but Lucy, the Border Collie, wasn’t so lucky. She swallowed the bait hook, line and sinker – literally.

Read story
finnegan

Finnegan's story

Some Christmas surprises are wonderful and others not so much - like when Finnegan, the Wheaten Terrier, gobbled up Granny’s Christmas cake.

Read story
lolly

Lolly's story

There’s something about Lolly and Karekare beach. She ruptured her first cruciate there. And her second. Then she ate a dead fish. Yep, she’s accident prone.

Read story

Need a hand?

FIND QUICK ANSWERS Got a question? We have lots of quick answers here. SEND US A MESSAGE Get in touch with the team and we’ll be happy to help.
CALL 0800 800 836 Call us Monday to Friday, 8.30am to 5pm.