Insure and protect your dog or cat | Southern Cross Pet Insurance

Great value everyday insurance

Accident-only plans starting from less than $1 per day*

AcciPet

Claim up to

$5,000 $2,500 $5,000 $10,000 $15,000

per year

	Monthly	Daily
Cats	$10.18	$0.33
Dogs	$16.13	$0.53

*Includes a direct debit and Southern Cross Health Society member discount, for a one-year-old cat or a one-year-old fox terrier with 20% co-payment.

Great value everyday insurance

Get your pet comprehensive insurance from $0.56 per day*

PetCare

Claim up to

$2,500 $2,500 $5,000 $10,000 $15,000

per year

	Monthly	Daily
Cats	$17.08 $24.65 $34.40 $37.49	$0.56 $0.82 $1.14 $1.24
Dogs	$28.96 $40.25 $53.25 $55.55	$0.96 $1.34 $1.77 $1.85

*Includes a direct debit and Southern Cross Health Society member discount, for a one-year-old cat or a one-year-old fox terrier with 20% co-payment.

Discounts for the little guys!

6 weeks FREE puppy and kitten health cover worth up to $2,000

If your pet is between 6 and 26 weeks of age, you can have free pet health cover for 6 weeks!

6 weeks of free cover
Claim up to $2,000 worth of vet tests and treatment

It’s easy to apply for your 6 weeks of free cover. Subject to our approval, your puppy or kitten will be covered for injury from the time we receive your application. There’s a 5-day stand down period for illness. Read the terms and conditions for more detail.

Apply for free cover now!

Why we’re number 1 with Kiwis and pets

At Southern Cross Pet Insurance, we have New Zealand’s most satisfied customers* and – not to scratch behind our own ears – we’re awfully proud of that. We’re also chuffed to be a trusted partner of the New Zealand Veterinary Association and proud supporter of SPCA and Pet Refuge.

We love looking after New Zealanders’ pets. And here’s why Kiwis and their pets love us back:

We look after the whole family

Simple plans for all budgets

Coverage for inherited conditions

Discounts for multiple pets

Add extra cover like dental

Get a quote and apply!

*Canstar Gold Most Satisfied Customers Award - Pet Insurance 2018-2019

In 2020, we paid out over $14.5 million in claims.

In 2020, claims were paid on average within 10 days of being received.

How much does a trip to the vet cost?

Pets don’t have purses or pockets, so a surprise trip to the vet will be coming out of yours. Here’s what it could cost, based on claims we’ve paid:

Zoom developed a skin problem

Consultations, medication, testing and immunotherapy. So far paid:

$6,000

Archie ate a
piece of string

Surgery, consultations, medication and diagnostic imaging. So far paid:

$4,000

Max was hit by
a ute

Consultations, MRI, X-ray and medication. So far paid:

$2,500

Jimmy developed bladder cancer

Surgery, consultations, medication, tests and imaging. So far paid:

$2,000

Choose the right plan for you

Picking a plan is easy with us, with two types of plans and plenty of options.

PetCare With this plan, we cover: Accidental injury Illness Inherited conditions* Vaccinations/Check ups – up to $25 every year Choose from 4 levels of cover Day-to-day care (optional extra) Dental care (optional extra) 20% co-payment option

AcciPet With this plan, we cover: Accidental injury Up to $5,000 in total per year 20% co-payment option There is no cover for illnesses, day-to-day care, or dental care.

Compare our plans

This chart has been designed to give you a quick overview of our pet insurance plans. For full policy terms (including definitions, limitations and exclusions) please see the policy documents

We're there for our fur community

Looking after the health of our pets takes many hands and hearts. That’s why we’ve partnered closely with the New Zealand Veterinary Association, SPCA and Pet Refuge. Together we’re all working hard to help more Kiwi pets live happier, healthier lives.

It’s good to know when you choose Southern Cross Pet Insurance, you’re supporting their amazing work and the wellbeing of all animals in New Zealand.

Daryl's story We all think about click-clicking in when we drive, but Daryl’s story is a good reminder about securing pets in cars - and why pet insurance matters. Read the story

Lucy’s story The fish might have got away, but Lucy, the Border Collie, wasn’t so lucky. She swallowed the bait hook, line and sinker – literally. Read the story

Finnegan's story Some Christmas surprises are wonderful and others not so much - like when Finnegan, the Wheaten Terrier, gobbled up Granny’s Christmas cake. Read the story

Lolly's story There’s something about Lolly and Karekare beach. She ruptured her first cruciate there. And her second. Then she ate a dead fish. Yep, she’s accident prone. Read the story

Protect your pet with our pet insurance plans

Why we’re number 1 with Kiwis and pets

How much does a trip to the vet cost?

Choose the right plan for you

We're there for our fur community

Need a hand?