Insure and protect your dog or cat | Southern Cross Pet Insurance

Why we’re number 1 with Kiwis and pets

At Southern Cross Pet Insurance, we have New Zealand’s most satisfied customers* and – not to scratch behind our own ears – we’re awfully proud of that. We’re also chuffed to be a trusted partner of the New Zealand Veterinary Association and proud supporter of SPCA and Pet Refuge.

We love looking after New Zealanders’ pets. And here’s why Kiwis and their pets love us back:

We look after the whole family

Simple plans for all budgets

Coverage for inherited conditions

Discounts for multiple pets

Add extra cover like dental

Get a quote and apply!

*Canstar Gold Most Satisfied Customers Award - Pet Insurance 2018-2019

In 2020, we paid out over $14.5 million in claims.

In 2020, claims were paid on average within 10 days of being received.

How much does a trip to the vet cost?

Pets don’t have purses or pockets, so a surprise trip to the vet will be coming out of yours. Here’s what it could cost, based on claims we’ve paid:

Zoom developed a skin problem

Consultations, medication, testing and immunotherapy. So far paid:

$6,000

Archie ate a
piece of string

Surgery, consultations, medication and diagnostic imaging. So far paid:

$4,000

Max was hit by
a ute

Consultations, MRI, X-ray and medication. So far paid:

$2,500

Jimmy developed bladder cancer

Surgery, consultations, medication, tests and imaging. So far paid:

$2,000

Choose the right plan for you

Picking a plan is easy with us, with two types of plans and plenty of options.

PetCare With this plan, we cover: Accidental injury Illness Inherited conditions* Vaccinations/Check ups – up to $25 every year Choose from 4 levels of cover Day-to-day care (optional extra) Dental care (optional extra) 20% co-payment option

AcciPet With this plan, we cover: Accidental injury Up to $5,000 in total per year 20% co-payment option There is no cover for illnesses, day-to-day care, or dental care.

Compare our plans

This chart has been designed to give you a quick overview of our pet insurance plans. For full policy terms (including definitions, limitations and exclusions) please see the policy documents

We're there for our fur community

Looking after the health of our pets takes many hands and hearts. That’s why we’ve partnered closely with the New Zealand Veterinary Association, SPCA and Pet Refuge. Together we’re all working hard to help more Kiwi pets live happier, healthier lives.

It’s good to know when you choose Southern Cross Pet Insurance, you’re supporting their amazing work and the wellbeing of all animals in New Zealand.