Looking to switch pet insurers? Give our team a call or contact us today.

Check out our latest pet care tips for your fur‑baby.

We’re proud partners of Pet Refuge

Have feedback? We'd love to hear what you think about Southern Cross Pet Insurance.

A drool-worthy offer

Sign up to a PetCare or AcciPet plan and you'll be in to win a year's supply of pet food*.

Sign up now

*Terms, conditions, and exclusions apply. Find out more.

Keep your pet summer safe

Let your pet live their best life this summer by following our tips and tricks.

Learn more

Sign up to FreeCover

Is your puppy or kitten between 6 & 26 weeks old? Sign them up to our free insurance product FreeCover to get them covered.

Sign up today

Live Your Pet Life

We’re on a mission to boost the quality time we have with our furry friends. Whether that’s boredom busters, tips and tricks for staying healthy, or helping them stay safe from harm. We’re with you to help your pets live their best pet lives for longer.

We're also chuffed to be a trusted partner of the New Zealand Veterinary Association and proud supporter of Pet Refuge.

We love looking after New Zealander's pets. And here's why Kiwis and their pets love us back:

We look after the whole family

Simple plans for all budgets

Coverage for inherited conditions

Discounts for multiple pets

Add extra cover like dental

Get a quote and apply!

Now you see us.

The VIS collection is where pet haute couture meets road safety. Southern Cross has teamed up with fashion designer Matthew Adams Dolan to create a one-off series of pet clothing that throws the spotlight on pet road safety.

Find out more

How much does a trip to the vet cost?

Pets don’t have purses or pockets, so a surprise trip to the vet will be coming out of yours. Here’s what it could cost, based on claims we’ve paid:

Zoom developed a skin problem

Consultations, medication, testing and immunotherapy. So far paid:

$6,000

Archie ate a
piece of string

Surgery, consultations, medication and diagnostic imaging. So far paid:

$4,000

Max was hit by
a ute

Consultations, MRI, X-ray and medication. So far paid:

$2,500

Jimmy developed bladder cancer

Surgery, consultations, medication, tests and imaging. So far paid:

$2,000

Choose the right plan for you

Picking a plan is easy with us, with two types of plans and plenty of options.

PetCare With this plan, we cover: Accidental injury Illness Inherited conditions* Choose from 4 levels of cover Consult care extra (optional extra)  Day-to-day care (optional extra) Dental care (optional extra) 10%, 20% and 30% co-payment options $100, $250 and $500 annual excess options

AcciPet With this plan, we cover: Accidental injury Up to $5,000 in total per year Consult care extra (optional extra)  10%, 20% and 30% co-payment options $100, $250 and $500 annual excess options There is no cover for illnesses, day-to-day care, or dental care.

Compare our plans

This chart has been designed to give you a quick overview of our pet insurance plans. For full policy terms (including definitions, limitations and exclusions) please see the policy documents

We're there for our fur community

Looking after the health of our pets takes many hands and hearts. That’s why we’ve partnered closely with the New Zealand Veterinary Association and Pet Refuge. Together we’re all working hard to help more Kiwi pets live happier, healthier lives.

It’s good to know when you choose Southern Cross Pet Insurance, you’re supporting their amazing work and the wellbeing of all animals in New Zealand.

Daryl's story We all think about click-clicking in when we drive, but Daryl’s story is a good reminder about securing pets in cars - and why pet insurance matters. Read the story

Lucy’s story The fish might have got away, but Lucy, the Border Collie, wasn’t so lucky. She swallowed the bait hook, line and sinker – literally. Read the story

Finnegan's story Some Christmas surprises are wonderful and others not so much - like when Finnegan, the Wheaten Terrier, gobbled up Granny’s Christmas cake. Read the story

Lolly's story There’s something about Lolly and Karekare beach. She ruptured her first cruciate there. And her second. Then she ate a dead fish. Yep, she’s accident prone. Read the story

Great value everyday insurance

Accident-only plans starting from less than $1 per day*

AcciPet

Claim up to

$5,000 $2,500 $5,000 $10,000 $15,000

per year

	Monthly	Daily
Cats	$10.18	$0.33
Dogs	$16.13	$0.53

*Includes a direct debit and Southern Cross Health Society member discount, for a one-year-old cat or a one-year-old fox terrier with 20% co-payment.

Compare plans Get a quote now

Great value everyday insurance

PetCare

Claim up to

$2,500 $2,500 $5,000 $10,000 $15,000

per year

	Monthly	Daily
Cats	$17.08 $24.65 $34.40 $37.49	$0.56 $0.82 $1.14 $1.24
Dogs	$28.96 $40.25 $53.25 $55.55	$0.96 $1.34 $1.77 $1.85

*Includes a direct debit and Southern Cross Health Society member discount, for a one-year-old cat or a one-year-old fox terrier with 20% co-payment.

Compare plans Get a quote now

Discounts for the little guys!

6 weeks FREE puppy and kitten health cover worth up to $2,000

If your pet is between 6 and 26 weeks of age, you can have free pet health cover for 6 weeks!

6 weeks of FreeCover
Claim up to $2,000 worth of vet tests and treatment

It’s easy to apply for your 6 weeks of FreeCover. Subject to our approval, your puppy or kitten will be covered for injury from the time we receive your application. There’s a 5-day stand down period for illness. Read the terms and conditions for more detail.

Apply for FreeCover now!

Need a hand?

FIND QUICK ANSWERS Got a question? We have lots of quick answers here. SEND US A MESSAGE Get in touch with the team and we’ll be happy to help.

CALL 0800 800 836 Call us Monday to Friday 9am to 5pm.