Great value everyday insurance
Accident-only plans starting from less than $1 per day*
|Cats||$17.08 $24.65 $34.40 $37.49||$0.56 $0.82 $1.14 $1.24|
|Dogs||$28.96 $40.25 $53.25 $55.55||$0.96 $1.34 $1.77 $1.85|
It’s easy to apply for your six weeks of free cover. Subject to our approval, your puppy or kitten will be covered for injury from the time we receive your application. There's a 7-day stand down period for illness and a $100 excess for each separate illness or injury. Read the terms and conditions for more detail.Apply for free cover now!
Comprehensive insurance for your lovely cat or dog. We cover sickness and accidental injury up to $15,000 per year, and $25 towards a vaccination or check-up.Find out more [86kb PDF]
A budget-friendly option for nasty events. AcciPet covers accidental injury only, up to $5,000 per year.Find out more [86kb PDF]
|Compare your options||PetCare||AcciPet|
|Eligibility when policy starts||8 weeks to 6 years old||Any age|
|Vaccinations / Check-ups*|
|Day-to-day care extra|
|Dental care extra|
|20% Co-payment amount|
|5% for Multiple pets|
|2.5% for Southern Cross Health Society Members|
|2.5% for Direct Debit|
|Some more things to know||PetCare Get a quote||AcciPet Get a quote|
*(Up to $25 per vaccination/check-up per year).
This chart has been designed to give you a quick overview of our pet insurance plans. For full policy terms (including definitions, limitations and exclusions) please see the policy documents above.
Dogs and cats aged between 8 weeks and 6 years old, at the time of policy commencement for our PetCare range of plans. There is no maximum age restriction on the AcciPet plan. If your pet is between 6 and 20 weeks old, you could be eligible for our free cover offer.
Inherited conditions are genetic problems passed down through your pet’s bloodline. They can be expensive to treat, so you can rest easy knowing that Southern Cross provides cover for inherited conditions.
If your application is approved, cover for injury begins from the start date of your policy. The following stand down periods apply from your policy start date: 21 days for illness; 90 days for cruciate ligament(s) and patella luxation(s); and 90 days for dental care extra. Please note the stand down period applies to the date of treatment, not the date the claim is submitted.
Co-payment. A co-payment option is available on both plans. With a co-payment, you’ll contribute 20% to the cost of your pet’s vet care. Full cover options are available on both plans as well.
Monthly direct debit. If you pay your premium by monthly direct debit, you receive a 2.5% discount.
Discount for multiple pets. A 5% discount may apply if you insure more than one pet (cat or dog).
Southern Cross Health Society member. A 2.5% discount applies if you have health insurance with Southern Cross.
If you’re not completely satisfied with the terms and conditions of your policy, you can cancel and receive a full refund by notifying us within 14 days of your policy start date (assuming you haven't made a claim under the policy during this time).