Ways to reduce the cost of cover
Co-payment. A co-payment option is available on both plans. With a co-payment, you’ll contribute 20% to the cost of your pet’s vet care. Full cover options are available on both plans as well.
Monthly direct debit. If you pay your premium by monthly direct debit, you receive a 2.5% discount.
Discount for multiple pets. A 5% discount may apply if you insure more than one pet (cat or dog).
Southern Cross Health Society member. A 2.5% discount applies if you have health insurance with Southern Cross.
Cooling off period
If you’re not completely satisfied with the terms and conditions of your policy, you can cancel and receive a full refund by notifying us within 14 days of your policy start date (assuming you haven't made a claim under the policy during this time).